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| Conforming 30 Year Fixed |
| Conforming 15 Year Fixed |
| Conforming 5/1 ARM |
| FHA 30 Year Fixed |
| VA 30 Year Fixed |
| Fannie Mae High Balance and Jumbo Programs |
Rates last updated on Friday, September 03, 2010
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Conforming 30 Year Fixed
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4% | 1.75% | 4.29% |
| 4.125% | 1.25% | 4.373% |
| 4.375% | 0% | 4.518% |
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Maximum loan to value (LTV) 95% |
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Conforming 15 Year Fixed
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 3.875% | 0.25% | 4.035% |
| 4% | 0% | 4.139% |
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Maximum loan to value (LTV) 95% |
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Conforming 5/1 ARM
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 2.875% | 2% | 3.568% |
| 3.125% | 1% | 3.575% |
| 3.5% | 0% | 3.626% |
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3/1, 7/1 and 10/1 ARm's are available, please call Mel @ 253 -761-2929 for pricing.
Maximum loan to value (LTV) is 95% |
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FHA 30 Year Fixed
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4% | 2.25% | 4.831% |
| 4.25% | 0.5% | 4.935% |
| 4.375% | 0% | 5.02% |
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Maximum loan to value (LTV) is 96.5%, subject to county limits
APR calculations are based on a loan amount of $255,625 (includes up front MIP) with loan fees of $2100, and 15 days of interm interest based on the interest rate. |
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VA 30 Year Fixed
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4% | 2.5% | 4.394% |
| 4.25% | 0.75% | 4.495% |
| 4.375% | 0.25% | 4.577% |
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Maximum loan to value (LTV) is 100%. For First Time users of VA benefits the VA Funding Fee is 2.15%. For subsequent users the VA Funding is 3.3%. For Veterans receiving disability payments the Funding Fee is waived.
APR calculations are based on the purchase price of $250,000, with 0 down and a loan amount of $255,375, which includes the VA funding of 2.15% with 15 days of interm interest based on the interest rate. |
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Fannie Mae High Balance and Jumbo Programs
These are subject to County limits. Please call our office for current rates
Term: 30 years
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